Monarch Money drops to $50/year for new users: Because nothing says 'financial freedom' like wrestling bugs and a learning curve just to track your ramen budget

Engadget is offering a discounted subscription to Monarch Money, a highly-regarded budgeting app, for new users. For a limited time, users can purchase a year-long subscription for $50, a 50% discount from the normal $100 price, by using the code NEWYEAR2026 at checkout. Monarch Money allows users to track their spending across multiple financial accounts, categorize transactions, and set budgets using flexible or category-based approaches. The app is available on iOS, Android, iPadOS, and the web, and also offers a Chrome extension to sync transactions from Amazon and Target. With its user-friendly interface and collaborative features, Monarch Money is an ideal tool for individuals and couples looking to manage their finances effectively. The discounted offer is a significant opportunity for new users to try out the app and take control of their spending in 2026. Engadget's testing found Monarch Money to be a capable budgeting companion, despite some minor drawbacks.